Bills. Loans. Investments. Zero chaos.
Hey Owl keeps every bill, loan, and investment in one simple dashboard, with smart reminders, monthly totals, what to set aside next, and a built-in AI sidekick that helps run the account.
Join 12,000+ people taking control of their money with Hey Owl
Ask Owl
Your AI money sidekick
Owl uses AI. Always review important details.
Features
Everything you need to stay on top of money
Bills, loans, investments, reminders and AI assistance — all working together so you never miss a beat.
One dashboard, zero chaos
Track bills, loans, cards, subscriptions, and investments in one clean place.
AI money sidekick
Use a fully dynamic chatbot to add, edit, delete, mark items paid, and answer account questions in real time.
Reminders that save you
Get smart nudges before due dates so late fees and missed payments do not catch you slipping.
Timeline that makes sense
See paid, upcoming, and overdue items in a clear month-by-month view you can scan fast.
Know what's due next
Instantly see what is due this month, what is overdue, and what to set aside next.
Your full money picture
Track debt, assets, recurring payments, and trends with a private, secure account.
How it works
Set up in minutes
01
Add your accounts
Enter bills, loans, cards and investments once. Hey Owl calculates due dates and balances automatically.
02
Get smart reminders
Choose when you want nudges — 1, 3 or 7 days before a due date — by email or in-app.
03
Chat with Owl
Ask Owl to edit entries, mark payments, check what's due, or project your monthly cash flow.
Pricing
Simple pricing
Every plan starts with a 7-day free trial — no credit card required. Pay monthly or save with a year up front.
Monthly
$20per month
Cancel any time.
- 7-day free trial, no card required
- All bills, loans and investments
- Reminders and timeline
- History and analytics
Yearly
Best value$100per year
2 months free — works out to $8.33/mo.
- 7-day free trial, no card required
- Everything in Monthly
- Two months free
- Priority support
About
Built for calm money management
Hey Owl was designed around one idea: your financial life shouldn't feel like a spreadsheet fire drill. We combine due-date tracking, balance reminders, and an AI assistant so you spend less time managing money and more time enjoying it.
Security
Your data stays private
We use secure authentication, encrypted connections, and daily backups. We never sell your information, and you can export or delete your account at any time.
- Secure email and social login
- Encrypted data in transit and at rest
- Daily automated backups
- Privacy-first analytics
Safety by design
From the first line of code, Hey Owl was built to keep your financial details confidential, backed up, and under your control.
FAQ
Questions & answers
Everything you need to know about the free trial, pricing and your Hey Owl account.